Free · 5 minutes · No credit card
How much does your family need if you're gone tomorrow?
Most families are underinsured by $500,000 or more — and don't know it. Our free calculator shows your exact protection gap in 5 minutes, with no signup required.
Calculate My Family's Gap → No sales calls No email required Instant results
Example result
$800kTo Protect
Here's your family's protection picture.
Based on $80k income, 2 kids, existing group policy
Protection goal
$800k
10× annual income
Current coverage
$120k
Employer policy
Gap to close
$680k
~$38/mo to close
Your numbers will be different — take the quiz to find yours
How it works
Answer 7 questions
About your income, family, and existing coverage. Takes under 5 minutes.
See your gap
Instantly see your protection goal, what you have, and what you're missing.
Get options
See real monthly cost estimates for plans that close your gap — no commitment.